Summary of 401(k) Today

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8 Overall

8 Applicability

8 Innovation

7 Style


With all the political strife surrounding the impending demise of the U.S. Social Security system, it’s refreshing to spend some time thinking about a retirement savings system that is an unqualified success - 401(k). This well-written book offers a clear and straightforward look at the ins and outs of 401(k) - and believe us, there are more of these than you probably know. Although author Stephen J. Butler kept the jargon minimal, this is not light summer reading, but you’ll be glad you upgraded. By the time you put it down, you will understand enough to make sure your 401(k) vendor isn’t pinching pennies from your nest egg. You’ll know what to ask for, what to invest in, and how plans should function. getAbstract recommends this book to those responsible for designing and running 401(k) plans and to those participating in one. (Applies to United States tax laws only.)

In this summary, you will learn

  • Why a 401(k) plan is one of the best ways to save for retirement;
  • How the right plan will offer solid returns with minimum costs and risks; and
  • Why you should leave your money alone — early withdrawal can be very costly.

About the Author

Stephen J. Butler is the founder of Pension Dynamics Corporation, a third-party pension administration firm in Northern California that specializes in implementing 401(k) plans. He also is a popular speaker who is well-known within the pension industry.



So You Wanna Be A Millionaire?
There’s another way to become a millionaire besides convincing Regis that yes, that really is your final answer! 401(k) plans have made more millionaires than Regis ever will. With a lot of money hanging in the balance, it makes sense for you to know how ...

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