Summary of Pensionless

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8 Overall

9 Applicability

7 Innovation

7 Style


Emily Brandon, US News & World Report’s retirement planning expert, tells US workers how to plan for retirement. Americans once could rely on pensions from the companies where they worked. They also had monthly US Social Security checks from funds they paid to the government over their working lives. Today, unless some measure replenishes Social Security, Brandon says the government won’t be able to pay full benefits after 2034. US workers who fail to plan ahead and maximize savings may end up in trouble. Given all that, she spells out 10 productive, detailed steps people can take to get ready for retirement. getAbstract recommends her knowledgeable, helpful manual to older Americans who want to enjoy life after work.

In this summary, you will learn

  • How Americans are trying to make up for the lack of pensions by turning to Social Security and 401(k) savings plans, and
  • What 10 essential steps you can take to plan for a comfortable retirement.

About the Author

A senior editor at US News & World Report, Emily Brandon covers retirement planning. 



No Pension? Get Proactive

One day in the future, you may plan to quit work and enjoy a carefree retirement. Covering your expenses as an older person with no regular salary or income can be a challenge. You may be stretching to pay your bills now – when you have a job with a reasonable income. How will you manage with no salary or self-employment income?

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