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This Economist Intelligence Unit survey of banking executives from around the world – supported by in-depth discussions with bankers, venture capitalists and other financial industry participants – reveals the challenges and opportunities that lie ahead for retail banks. Their concerns about fintech appear to be receding rapidly, as banks join forces with fintech entities or other banks. This relatively new collaborative environment comes as fintechs realize they need more than a new app to gain market share. getAbstract recommends this enlightening report to executives in the fintech and financial services industries. 

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The Economist Intelligence Unit is an independent research and analysis organization. 



A survey of 200 banking executives reveals that regulation remains in the forefront of their concerns, although distinct regional differences abound. Eighty-eight percent of North American respondents believe that bank capital regulations will have the greatest impact on retail banks through 2020, compared to just 28% of Asian respondents. Globally, rules on bank capital are awash in uncertainty, as regulators slug it out on new standards amid few clues on how the Trump administration and Brexit will or won’t change the legal landscape.

Meanwhile, banking professionals...

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