Summary of The 2016 Brookings Financial and Digital Inclusion Project Report

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The 2016 Brookings Financial and Digital Inclusion Project Report summary
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Working toward financial inclusion is not only about a country developing its financial services sector; it also requires that all individuals have ready access to and can use those resources. The Brookings Institution’s 2016 assessment of financial inclusion scores 26 developing nations on the factors influencing the participation of their lowest-income citizens in the financial system. This user-friendly report provides ample country-specific data and suggestions for increasing financial inclusion. getAbstract recommends this comprehensive study to policy makers, financial executives and activists seeking to extend financial services to all population segments.

About the Authors

John D. Villasenor, Darrell M. West and Robin J. Lewis work at Brookings’ Center for Technology Innovation.



The concept of financial inclusion involves the engagement of individuals from low-income population groups in financial product offerings, especially essential services such as payments and savings. It is an important aspect of a household’s financial health and a country’s economic expansion.

A 2016 study presents the scores on financial inclusion for 26 developing nations. Four factors that influence inclusion drive the assessments: 1) “country commitment,” 2) “mobile capacity,” 3) “regulatory environment,” and 4) “adoption of traditional...

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