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Global Microscope 2014
Report

Global Microscope 2014

The Enabling Environment for Financial Inclusion

EIU, 2014

автоматическое преобразование текста в аудио
автоматическое преобразование текста в аудио

Editorial Rating

8

Qualities

  • Innovative

Recommendation

What started with the promulgation of microcredit among the world’s poorest people has broadened into mobile banking, microinsurance and e-money targeted to unbanked and underserved populations. This report from The Economist Intelligence Unit shows that, although no consensus exists on what a national financial-inclusion strategy should incorporate, some countries have made significant progress in individual areas. But the paper also highlights the untold downside of financial inclusion: Success may result in more debts than assets for the poor. getAbstract recommends this wide-ranging report on financial services in the developing world.

Take-Aways

  • A survey across 55 developing countries of financial-inclusion practices, as well as of the regulatory oversight of market conduct and innovation, indicates progress in reaching underserved populations, but much remains unaddressed.
  • While two-thirds of countries studied have enacted financial-inclusion policies, only about half of these nations have implemented them.
  • Peru, Colombia and the Philippines lead the way in financial-inclusion efforts.

About the Author

The Economist Intelligence Unit is an independent research and analysis organization.


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