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Symbiosis
Article

Symbiosis

Your bank has your trust. Can fintech make you love it?

EIU, 2017

自动生成的音频
自动生成的音频

Editorial Rating

8

Qualities

  • Comprehensive
  • Innovative
  • Engaging

Recommendation

This Economist Intelligence Unit survey of banking executives from around the world – supported by in-depth discussions with bankers, venture capitalists and other financial industry participants – reveals the challenges and opportunities that lie ahead for retail banks. Their concerns about fintech appear to be receding rapidly, as banks join forces with fintech entities or other banks. This relatively new collaborative environment comes as fintechs realize they need more than a new app to gain market share. getAbstract recommends this enlightening report to executives in the fintech and financial services industries. 

Take-Aways

  • A survey of 200 global banking executives reveals that regulation remains in the forefront of their concerns, although distinct regional differences abound.
  • Banking professionals are now embracing fintech: In 2016, only 13% of North American respondents expressed concern over competition from fintechs, down from 52% in 2014.
  • The growing “symbiosis” between banks and fintechs benefits the former, which have to modernize their infrastructure, as well as the latter, which realize that they need banks to gain market share.

About the Author

The Economist Intelligence Unit is an independent research and analysis organization. 


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