Report

The Disruption of Banking

The Economist Intelligence Unit

EIU, 2015

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FinTech companies, such as those that offer peer-to-peer lending or online wallets, are increasingly challenging traditional banks. An ample dose of hype has accompanied this growing financial services offshoot, making it difficult to see what the future might hold for digital banking. This timely survey from the Economist Intelligence Unit clarifies the forces shaping the new landscape and offers ideas on how banks and FinTech firms can collaborate. getAbstract recommends the report’s insights to financial services executives, technology professionals, analysts, and those interested in the future of FinTech and its impact on the banking industry.

Take-Aways

Companies in financial technology – FinTech – provide Internet- and mobile-based financial services across a broad range of retail banking products.
Surveys find that more than 90% of bankers believe FinTech firms will have a meaningful effect on banking, while 46% of FinTech executives expect banks to remain the major providers of financial services.
Bankers see “soft issues,” such as culture and strategy, as impediments to their meeting FinTech’s challenges.

About the Author

The Economist Intelligence Unit is an independent research and analysis organization.

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