Summary of How to Retire in Your 30s

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For the more than two-thirds of American workers who are dissatisfied with their job, the dream of early retirement usually remains a fantasy. However, to achieve financial independence, you don’t need to win the lottery or come into an inheritance. A growing number of people have found practical ways to quit their jobs in their 40s, 30s or even 20s. Based on interviews with seven people who retired before they turned 40, journalist Danielle Kurtzleben outlines a road map to financial independence – and explains why early retirement requires more than frugality. getAbstract recommends this article to those who are miserable in their well-paying jobs.

In this summary, you will learn

  • How you can retire in your 40s, 30s or even 20s;
  • How much you’ll need to save before you quit your job; and
  • Which expense categories offer the highest potential savings.

About the Author

Danielle Kurtzleben is a political reporter for NPR’s Washington desk. She has also written for and U.S. News and World Report.



More than two-thirds of Americans toil away in day jobs they don’t enjoy. For them, a growing online community of people has some advice: “Just quit!” These early retirees clocked out decades ahead of schedule to enjoy a work-free lifestyle while they’re still in the prime of their lives. Rather than nine-to-fiving it, they dedicate their time to activities that they value but which don’t yield an income, including spending time with their families, doing charitable work or writing.

In the online early-retirement community...

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