Summary of Will Industry Stacks Be the New Blueprint for Banking?

Boston Consulting Group,

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Will Industry Stacks Be the New Blueprint for Banking? summary
Banks’ future viability lies in their competing in new business “stacks.”


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This perceptive report from professionals at the Boston Consulting Group demonstrates how, for banks, the old mold of vertical integration has become outdated. Competition has increased, particularly from newcomers leveraging technology that allows companies of all sizes to cut costs and enjoy economies of scale once available only to the largest firms. With size less of an issue, banks must increasingly compete at each level of the value chain. Though at times overloaded with management consulting jargon, this article presents some fresh insights into organizational alternatives for financial institutions. getAbstract recommends it to bank executives and financial industry analysts.

In this summary, you will learn

  • How increased competition and changes in technology are challenging bank business models,
  • Why banks must reconfigure their approach from vertical integration to horizontal “stacks,” and
  • How banks can remain competitive in this new environment.


New digital technology and increased rivalry from upstart fintechs are loosening the hold traditional banks once had on payment systems and other areas of their business. Thus, a bank that wants to stay competitive must transition from providing services and infrastructure as a monolith to serving clients...
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About the Author

Thorsten Brackert et al. are professionals with the Boston Consulting Group.

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